| WITHOUT MOTGAGE | |
|---|---|
| VAT for new residential properties | 10% |
| VAT for new commercial properties and plots of land | 21% |
| Property Transfer tax for re-sale property | 6-10% |
| Stamp Duty | 1% |
| Notary and Land Registry fees | about 2% |
| WITH MORTGAGE | |
|---|---|
| To the expenses noted above add: | |
| Bank mortgage fee, of the value of the mortgage | 1%-1.5% |
| Mortgage deed tax | 1.5% |
| Land Registry and notary expenses | about 2% |
| Bank valuation of the property | from €300 |
| Documents translation | from €200 |
| Insurance payments for the first year | from €300/год |
